Rate Comparisons
Loan Factory vs. Wells Fargo
Rates as of Thursday, November 21 2024 at 5:00 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6.375% (APR=6.386%) | 6.625% (APR=6.834%) |
| Points / Credits | $238 | $7,647 |
| Payment | $1,248 | $1,281 |
| Saving over 30 years | $19,289 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Thursday, November 21 2024 at 2:00 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.375% (APR=6.399%) | 6.875% (APR=6.967%) |
| Points / Credits | $744 | $2,853 |
| Payment | $1,872 | $1,971 |
| Saving over 30 years | $37,673 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Thursday, November 21 2024 at 5:00 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6.125% (APR=6.165%) | 6.625% (APR=6.844%) |
| Points / Credits | $629 | $1,125 |
| Payment | $911 | $960 |
| Saving over 30 years | $18,136 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Thursday, November 21 2024 at 5:00 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6.375% (APR=6.375%) | 6.875% (APR=7.162%) |
| Points / Credits | $0 | $1,726 |
| Payment | $1,248 | $1,314 |
| Saving over 30 years | $25,486 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Thursday, November 21 2024 at 5:00 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.5% (APR=6.507%) | 6.75% (APR=7.131%) |
| Points / Credits | $267 | $4,053 |
| Payment | $2,212 | $2,270 |
| Saving over 30 years | $24,666 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Thursday, November 21 2024 at 5:00 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6.25% (APR=6.274%) | 6.75% (APR=6.974%) |
| Points / Credits | $400 | $3,200 |
| Payment | $985 | $1,038 |
| Saving over 30 years | $21,880 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)